Business Protection

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited than to ignoring crucial decisions on protection.

Business Protection aims to reduce the financial impact of death or critical illness affecting key people within your client's business.

Helping to protect the future of your business

Do you depend heavily on the skills and judgements of others within your business? Are these people vital to its effectiveness and profitability? If so, have you considered the financial impact that the death or critical illness of such a key person would have on your business? The impact could be:

  • A loss of profit
  • An interruption to cash flow
  • An inability to make loan repayments
  • A change in shareholder control.

In some instances, the financial impact could be so great, that the business is unable to continue. Business Protection allows you to put in place cover that would ensure that funds become available, should a key person in your business become critically ill or die.

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Copyright © 2019 Chine Financial Ltd. All Rights Reserved

Rebecca Benham trading as Chine Financial Ltd, 707B Wimborne Road, BH9 2AU, Company Number 9857690 England and Wales, is authorised and regulated by the Financial Conduct Authority.

(http://www.fca.org.uk/register/).

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